A market about to change completely
Crypto casinos in Finland
Finland is opening a licensed gambling market in July 2027. For players using offshore crypto casinos, the tax question matters more.
What is happening
Finland's new Gambling Act was passed in December 2025 and came into force in January 2026. Licence applications opened on 1 March 2026, with 24 applications filed in the first phase. The licensed market begins on 1 July 2027.
Veikkaus retains a monopoly on lotteries, scratch cards and physical slot machines. Everything else opens to licensed competition. Licensed operators pay 22% of gross gaming revenue, with an application fee of roughly 31,500 dollars and annual supervision fees ranging from roughly 4,300 to 470,000 dollars.
Supervision moves from the National Police Board to a new supervisory authority.
What it means for offshore crypto casinos
From 1 July 2027, an offshore operator serving Finnish players is an unlicensed operator in a licensed market. That is a materially different regulatory position from the current one, where Finland has a monopoly and offshore play sits in a grey area.
Expect tighter marketing restrictions and more active enforcement against unlicensed operators and those promoting them. What it means for individual players is a separate question.
The thing that matters more
Winnings from non EEA licensed operators are taxable income in Finland, and losses are not deductible.
A 2025 Supreme Administrative Court ruling involved a player with roughly roughly 17 million dollars of winnings and 15.7 million of losses, a net loss of about roughly 109,000 dollars, assessed for tax on the gross winnings figure.
Every operator in our ranking is licensed outside the EEA. Read the tax page
Which operators accept Finnish players
Finland is not on the restricted list of most operators we track. Duel is founded by a Finnish poker player and operates a Finnish language entry point, and has the highest average deposit of any operator in our ranking at $1,160.
Check each operator's current terms before depositing. Restriction lists change.
What a Finnish player should actually do
- Read the tax page before anything else. It is more consequential than any operator choice.
- Keep complete records of deposits, withdrawals, dates and euro values.
- Watch the 2027 date and how the new authority treats offshore play.
- Check the current position with Vero rather than with any website, including this one.
Support: Peluuri provides free confidential help, 0800 100 101.
Gambling carries a negative expected return. Over enough bets the house edge wins by design, and no ranking on this site changes that. If it has stopped being a choice, free confidential help exists: Peluuri in Finland, Stödlinjen in Sweden, BZgA in Germany, and GamCare internationally.
Related
Finnish tax
The most consequential page for a Finnish player.
Duel
Finnish founded, and the highest average deposit in our set.